Clubs do not have transfer budget, war chests and kitties
If anyone tries to tell you “big club x” has “y amount” to spend they are likely talking nonsense. Ask them to show their work on how they arrived at that number.
As we just discussed, there’s a lot more that goes into player costs than transfer fees. Unless the number being offered up clearly includes wages (which is more than half of the equation), and ideally at least a nod towards agent fees and image rights payments, you can safely disregard it as not reflective of that club’s available resources to bolster its squad.
from the article that mouts goat just posted