Home Insurance Renewals

[Barnfred 55]

Just had my house insurance renewal quote through and they've slapped an increase of 20% on.

No change there, it happens every year. just get a comparison quote, phone them up and they either reduce it or I move insurers.

However the comparison quotes are horrendous. Only one company is cheaper and that's only by a few pounds. Anybody else had renewal insurance quotes through lately and finding the same problem?

 

[degsy]

Just had my house insurance renewal quote through and they've slapped an increase of 20% on.

No change there, it happens every year. just get a comparison quote, phone them up and they either reduce it or I move insurers.

However the comparison quotes are horrendous. Only one company is cheaper and that's only by a few pounds. Anybody else had renewal insurance quotes through lately and finding the same problem?

Insurance Company in - 'any way to rob the customer' Shocker.

 

[Barnfred 55]

Insurance Company in - 'any way to rob the customer' Shocker.

No mate. I'm totally used to that sort of behaviour by them which is why I have no problem switching provider if I can't negotiate them down.

But my existing Insurer didn't even quote on the comparison I got through Compare the Market. I've been with this particular lot for about 3 years. They are a mid price reputable company as I don't normally feel comfortable going with the cheaper internet based providers.

There was literally one company cheaper on the quote when normally there would be about 20. I haven't made a claim for over 20 years, live in a very low risk area with no history of flood damage.

 

[roydo]

with no history of flood damage

Doesnt matter. We all pay for flood damage/insurance claims.

 

[JimmyJeffers]

No mate. I'm totally used to that sort of behaviour by them which is why I have no problem switching provider if I can't negotiate them down.

But my existing Insurer didn't even quote on the comparison I got through Compare the Market. I've been with this particular lot for about 3 years. They are a mid price reputable company as I don't normally feel comfortable going with the cheaper internet based providers.

There was literally one company cheaper on the quote when normally there would be about 20. I haven't made a claim for over 20 years, live in a very low risk area with no history of flood damage.

Best home insurance 2025 - Which?

We surveyed nearly 1,700 home insurance customers and 33 companies to discover the best home insurance companies and policies in the UK.

www.which.co.uk

 

[Daveysgingerlovechild]

I bet insurers have been hammered this year due to covid-19. No surprises if we see prices going up on all insurance policies. It all gets paid for one way or another.

 

[Daveysgingerlovechild]

Best home insurance 2025 - Which?

We surveyed nearly 1,700 home insurance customers and 33 companies to discover the best home insurance companies and policies in the UK.

www.which.co.uk

I bet insurers have been hammered this year due to covid-19. No surprises if we see prices going up on all insurance policies. It all gets paid for one way or another.

Beat me to it.

 

[Barnfred 55]

Best home insurance 2025 - Which?

We surveyed nearly 1,700 home insurance customers and 33 companies to discover the best home insurance companies and policies in the UK.

www.which.co.uk

Mine's gone up by 20%. I negotiated a reduction with them last year but IIRC I could still have got it 10/15% cheaper had I applied for a new policy with them through Comparethemarket, plus there were at least a dozen cheaper alternatives available at the time.

That's quite a bit higher than that article suggests. The prices must have gone up even more in the last 2 months. As I said, my provider, Halifax, hasn't even bothered quoting.

 

[Death]

You own a house?

You absolute Tory

 

[royalblue66]

Done just over six hundred miles since March due to the virus, and my car insurance has gone up £ 80

 

[evilwebby]

Insurers always try to jack up premiums if you automatically let it roll over. Most people just take the hit. Shop 3 weeks out from when you want the cover to start for the most competitive quotes.

 

[Barnfred 55]

You own a house?

You absolute Tory

Who? Me?

 

[Joey66]

Just had my house insurance renewal quote through and they've slapped an increase of 20% on.

No change there, it happens every year. just get a comparison quote, phone them up and they either reduce it or I move insurers.

However the comparison quotes are horrendous. Only one company is cheaper and that's only by a few pounds. Anybody else had renewal insurance quotes through lately and finding the same problem?

Just telephone around I always get loads off ...end of ...