Ok.
Can you explain why we have spent tens of millions and even bothered to apply for planning permission, given that we have "no idea" if fans will ever be allowed back into Stadiums?
I mean serious question, do you honestly expect there to be no fans in Stadiums for the next 3 years?
Looking at the next 3 years even is completely ridiculous. The investor will be looking at the next 20+ years. If there was any consideration of that being a risk, then buying a football ground will be the absolute least worry of a huge majority of property owner/investors.
A risk of the virus continuing will not even enter into the heads of the long term investors, certainly not those who are looking to invest in stadia. You could pick absolutely any outcome, from a plague of locusts, to a catastrophic flood, to El Nino producing winds that are so ferocious our stadium lifts up and parks itself on Anfield road, and say, well if that happens, nobody will be investing in stadia. The assumption that we will fail to get investment IF the virus remains at its current levels for the entire life of any loan term is a quite ridiculous worry to have.