2015 post UK election discussion

[The Equaliser]

About 700k - I wonder what that gets you in places like London. Probably a 4 bedroom detached house.

Now that's a nice house but for someone doing a good job you would hope to expect to be able to afford it.

Sorry but you appear to have completely lost touch with reality judging by that reply so there is no point in answering it.

 

[marty mcfly]

Not everyone is lucky and have a mortgage, and have you all seen the price of private renting.

Yea I'm paying it - it's disgusting but that's due to the banks inflating the price of homes so they make more money on those mortgages. We should be taxing the income from rent FAR more so renters aren't essentially covering the mortgages for the people who have the ability to get them.

That's the big change I would make but it would hurt house prices (Tory voters wouldn't like it) and stop so much money from debt going into the economy.

 

[dannyboy]

Look at the figures I gave. Someone on 80k pays 30k in income tax. Remove the motivation to be that person and the tax man wouldn't receive that money. They do pay back to society. How much does someone on benefits pay in income tax back to society?

If they're receiving JSA then they will begin to pay back when they find employment.

For every person that would rather stay in bed because they wouldn't want some of the money they earn going back into society there will be somebody else to take their place.

 

[Blue 1]

Ok lets do the Math if someone earning 80k whose wife doesn't work.

After tax his take home is probably 50k.
Mortgage -24k
Car payments -6k
School payments / pension -10k?
Credit cards and tuition fees -2k

So before food heating etc for whole family that leaves 8k. Yea they're rolling in it.

Yeah, they are.

 

[1966efc]

About 700k - I wonder what that gets you in places like London. Probably a 4 bedroom detached house.

Now that's a nice house but for someone doing a good job you would hope to expect to be able to afford it.

700k would get you a 2 bed flat in a decent area. 4 bed detatched house & you're looking at about 1.4 million. The kind of gaff that @the esk opens to the public once a year.

 

[dannyboy]

Wow!

I know I can be a WUM at times on here but I'm like that in real life. I vote left because I honestly believe we as human beings should help each other out. I do runs etc for a local mental health charity my uncle in law runs not for recognition but to help. He is a 69 year old man who has not took a wage for over two years and will now do 1 day a week as he has finally got three years funding so he can relax. It's people like him I aspire to be, not self made millionaires. I give blood, on the Anthony Nolan bone marrow and the donor list because I think what if its me or a family member needs help.

Me and my wife foster via the council even though we could earn a lot more via private companies, we do it because we want to help and care.

Today's society worries me, we seem selfish and motivated by greed.

Great post. The idea of community and helping people is a quality that seems completely lost on some people.

 

[Jags..class]

Yea I'm paying it - it's disgusting but that's due to the banks inflating the price of homes so they make more money on those mortgages. We should be taxing the income from rent FAR more so renters aren't essentially covering the mortgages for the people who have the ability to get them.

That's the big change I would make but it would hurt house prices (Tory voters wouldn't like it) and stop so much money from debt going into the economy.

Or maybe build more council houses, which will create jobs and offer these houses to those who work and more people might work as more wages will be in our pockets left after paying rent.

 

[marty mcfly]

Or move to an area where there is better value for money.

The problem is that's not always possible. The areas that are expensive are because they're also the areas with the best jobs and other more well off people.

 

[marty mcfly]

Or maybe build more council houses, which will create jobs and offer these houses to those who work and more people might work as more wages will be in our pockets left after paying rent.

I agree with that but council houses don't go to young professionals they go to people without the ability to pay and normally those with kids.

We need to do both.

 

[Tubey]

Sorry but you appear to have completely lost touch with reality judging by that reply so there is no point in answering it.

I'm just laughing haha - excellent stuff.

 

[Toffeelover]

The problem is that's not always possible. The areas that are expensive are because they're also the areas with the best jobs and other more well off people.

Appreciate that Mate, was being a bit tongue in cheek.

 

[marty mcfly]

The less you earn the more stress you're under not knowing where the next meal is coming from. Not knowing how to clothe you kids. Etc.
You really are coming out with some $hit today.

I said in their jobs. Of course outside their job poorer people face more stress.

 

[daylightrobber]

I said in their jobs. Of course outside their job poorer people face more stress.

I think there as many low end workers stressed about job security as there are top earners stressed about work.

 

[Toffeelover]

Wow!

I know I can be a WUM at times on here but I'm like that in real life. I vote left because I honestly believe we as human beings should help each other out. I do runs etc for a local mental health charity my uncle in law runs not for recognition but to help. He is a 69 year old man who has not took a wage for over two years and will now do 1 day a week as he has finally got three years funding so he can relax. It's people like him I aspire to be, not self made millionaires. I give blood, on the Anthony Nolan bone marrow and the donor list because I think what if its me or a family member needs help.

Me and my wife foster via the council even though we could earn a lot more via private companies, we do it because we want to help and care.

Today's society worries me, we seem selfish and motivated by greed.

My hat is off to you Moomin, well done. If there was a poll for GOT member of the year you have got my vote.

 

[SweetJesus849]

I agree with everything you've said but its the possibility to improve your situation that gives people the incentive to try which improves their productivity and helps society. Remove that and people would loose that motivation. A bit like a footballer after he receives a big bumper contract.

Again though, how exactly are they going to improve their situation if they don't wish to further themselves career wise, ie take a management position, or are unable to get that position even if they want it? Even if they're highly productive and improving their situation (per se) within their own job, they're then reliant on their employer to provide them with an increased salary and/or bonus, which they a) may not be able to give or b) don't wish to give. A good example of that is the NHS nurses and the denial of the 1% pay rise they requested.

Given the years of pay freezes, or pay rising in line with a phony inflation rate, and the higher cost of living, it's not really helping the working class regardless of how productive they are. And to be fair, it's not necessarily through any fault of their own.