100% this. They already did us a solid by letting us have him for free for 20 games. The only reason we're even negotiating an amendment to the deal is because of how bad our finances are.
People are acting as if Spurs should put the financial aspect to one side for the player's benefit, but Everton shouldn't? That is not how it works. It's no longer Spurs' responsibility to do that, only Everton's.
If we can get the numbers on the deal down, then fair play, but Spurs really don't even have to entertain that.