It isnt going to be a massive risk Dave. Honestly.
The sort of folks being talked to about funding the place simply dont do anything other than super cautious risk, even if they feel risky one day.
And the major part of their risk management is;
#1. Can tenant/borrower pay us?
#2. For how long?
#3. Are they likely to move out after 18 months to a new place?
I worked in this, with a major player, who I know have been in talks. And they dont even come to a meeting if those 3 questions are in anything but extremely unlikely doubt.