Indeed. Undoubtedly selfish, but personally I can understand why a bit more as I've seen the mindset in action - support yourself first, make sure your family is OK, everything else can follow afterwards.
Rather than say I don't think any Tory is "OK", I'd say they're blinkered and unable to appreciate just how damning their selfishness is to those less fortunate in society. But in that I only apply it to the middle classes - there's no doubt in my mind that the richer the Tories get, there's a general correlation where hatred of the "spongers" increases.