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CAR INSURANCE - up by average of £60 since March 2017

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Joey66

Joey66

Player Valuation: £150m
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My car insurance quote has just come through up £70 - rang around - blaming it on Government tax hike of 9% and the withdrawal of the long term injured in a car crash serious accidents care the government used to pay 2.5 % now the government are reducing the help to 0.7 percent to the long term injured in car accidents - just a warning got a shock telephone around got a £40 reduction for a similar cover, but I Googled it and what they told me was true!
so ring around it is a big hike!
be warned Gideons leaving present!
 
Joey66 said:
My car insurance quote has just come through up £70 - rang around - blaming it on Government tax hike of 9% and the withdrawal of the long term injured in a car crash serious accidents care the government used to pay 2.5 % now the government are reducing the help to 0.7 percent to the long term injured in car accidents - just a warning got a shock telephone around got a £40 reduction for a similar cover, but I Googled it and what they told me was true!
so ring around it is a big hike!
be warned Gideons leaving present!
Click to expand...
serves you right for driving a maserati convertible with tractor wheels.
 

When I got my renewal quote off O2 Drive last month it had gone from £650 to over £1,100. I asked why and got the same response you did.

Changed insurer and I'm now paying slightly less than the year before for the first time in years.
 

DualityNSNO said:
Wait so it's not based on car, but instead on age and gender?
Click to expand...

I work in insurance, most complaints around price are "well its only a (Insert crap car), you would think I'm driving a Porsche/lambo/Maserati for that price"

in layman's logic that makes sense, better car pay more, however when you factor in

which driver would generally take more care? the one driving a 1994 Austin metro, or a 2017 100k Supercar

also, a lot of your price is based on third party damage, ie, if you permanently disable someone in your car, we are paying millions, whether we have to pay an extra £250 for your Astra, or £30k for your BMW, that's a drop in the ocean compared to the millions in compensation to be paid
 
SiEdmo said:
I work in insurance, most complaints around price are "well its only a (Insert crap car), you would think I'm driving a Porsche/lambo/Maserati for that price"

in layman's logic that makes sense, better car pay more, however when you factor in

which driver would generally take more care? the one driving a 1994 Austin metro, or a 2017 100k Supercar

also, a lot of your price is based on third party damage, ie, if you permanently disable someone in your car, we are paying millions, whether we have to pay an extra £250 for your Astra, or £30k for your BMW, that's a drop in the ocean compared to the millions in compensation to be paid
Click to expand...


Assumed it's because of that, but there's also euro/emission standards and age of cars that usually makes a bit of a price difference (here, at least; also work in insurance, but I'm in property, not auto, so I'm not 100% on it like).

Why the different gender though? Guys more likely to get in fatal incidents than gals is what my brain tells me... lol

Here it's a base, and then depending on make/age of car, emissions, etc. it costs more or less, depending.
 
DualityNSNO said:
Assumed it's because of that, but there's also euro/emission standards and age of cars that usually makes a bit of a price difference (here, at least; also work in insurance, but I'm in property, not auto, so I'm not 100% on it like).

Why the different gender though? Guys more likely to get in fatal incidents than gals is what my brain tells me... lol

Here it's a base, and then depending on make/age of car, emissions, etc. it costs more or less, depending.
Click to expand...

well technically there was a law brought in a few years ago making it illegal to gender stereotype

but the thinking originally was "boy racers" with a death wish, although ive seen just as many women nearly cause really bad crashes as I have men....and don't get me started on OAP's! they will never be in a crash, but everyone around them will! and they will have caused it
 

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