You are really missing the point here, perhaps you are one Sarnia short of a picnic, The bank is probably the busiest provincial bank I personally have seen, it is used by many elderly and handicapped people, remember the ones that you assumed were all physically handicapped and very insultingly said quote:Surely it would be easier for the elderly and disabled to use internet banking from the comfort of their own homes than to stagger/hobble/crawl/wheel their wheelchairs in the rain to the bank with its restricted hours? unquote, When was the last time you saw a handicapped person crawl? Did you ever attend a diversity course? or even have an understanding what it is like to be poor or underprivileged, do you not have any respect for those who do not have access to a phone or do not understand the internet?
in answer to my quote: 'empty threat' which was "they might even catch on where you live one day smart arse." it was a direct answer to your highly racist and offensive quote: 'It might even catch on in Scotland one day' which even included a nice arrogant bye bye moji to finish, it was not a threat to quote;' watch your back, we know how to find out where you live" unquote.
So there you have it Sarnie it may appear to some that you are arrogant, ignorant, racist,have no respect for the poor or the handicapped and live in a bubble where you believe every person that uses a bank has either a phone or access to the internet, please get off your deluded high horse from which you literally look down on others, I have seen no support from others on here to your argument and as I have said previously please feel free to use the report button if you wish.
As is usual for people with no real argument you bring out the "racist" label, as if the Scots are a separate race to the rest of the indigenous Europeans. You must be awfully insecure to be "highly offended" by a remark about Scotland. Have a nice life lt, if you can.