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What do you earn?

How much?

  • 1-14k

    Votes: 9 8.3%
  • 15-28k

    Votes: 12 11.1%
  • 29-38k

    Votes: 20 18.5%
  • 39-50k

    Votes: 12 11.1%
  • 51-65k

    Votes: 15 13.9%
  • 65-80k

    Votes: 15 13.9%
  • 81k plus

    Votes: 25 23.1%

  • Total voters
    108
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Can you afford to retire early should you want to, at least, savings and all?

How's pension actually for your case?
I don't have a pension mate, my plan is to do 3 more years until im 50 then try to set up a business that gives me a decent little income.

As a few have said on here i don't need much money nowadays to live the life i want to live, my kids will be 18 and 24 by that time.
My house will almost be paid off by then so no need to continue working away from home.
 
I don't have a pension mate, my plan is to do 3 more years until im 50 then try to set up a business that gives me a decent little income.

As a few have said on here i don't need much money nowadays to live the life i want to live, my kids will be 18 and 24 by that time.
My house will almost be paid off by then so no need to continue working away from home.
Sounds ace mate, not gonna lie. Hope it all goes well!
 
I still think teaching is a good gig. Elementary school teachers can make decent money but the time off to work ratio is great, as you have three months of summer, plus two weeks at christmas, plus spring break. My mom used to teach high school Spanish, she would spend most of the summer traveling. If you can deal with the kids (and she had good luck doing so), it's a great job and one where, in principle, you can make a difference. I just checked the salaries for k-12 teachers in our town and they are decent, starting at 55K per year and going up. That said, it all depends on where you live as some districts would be a very tough gig, due to either the students or, more increasingly these days, the idiotic right-wing Christian nationalist parents who want to ban books, common sense, and education more generally.

Not in this country, unfortunately a teacher will have to put in about 50 hours a week minimum. Teaching is the best part say 33% , it's all the planning and assessing 66% that force the current teachers out the profession.
 
We had the nastiest nicknames for every teacher. They must have known about them.
One teacher foolishly had left a bit of food on the side of his mouth after lunch and was tortured about it for a whole hour. First time I saw an adult cry.
We had a Home Ec teacher that everyone made fun of. In one class she said that she didn't believe in sex before marriage. One kid said "You've never been married have you miss?" and everyone laughed and she cried. Bless her.
 

I'm in the top bracket plus a few more. I work 60-70hrs per week. I answer my first email at 0630 and my last email at 2230. I answer emails on weekends/holidays and usually have a 0700 daily meeting for 30 mins even when I'm on vacation. I have little work/life balance but it rarely bothers me. I have moments where I hate my job - this month has been horrendous - but for the most part I enjoy what I do. Like most, I could earn more money but like the company culture where I am. I can't afford to retire for at least 7 years but I'd be bored senseless if I did. I need to keep busy.
 
We had the nastiest nicknames for every teacher. They must have known about them.
One teacher foolishly had left a bit of food on the side of his mouth after lunch and was tortured about it for a whole hour. First time I saw an adult cry.

I actually got back in touch many years ago with a few high school teachers to say 1) I was a useless sh***, 2) I turned out alright, and 3) sorry for being a useless sh***
 
We had a Home Ec teacher that everyone made fun of. In one class she said that she didn't believe in sex before marriage. One kid said "You've never been married have you miss?" and everyone laughed and she cried. Bless her.
We had a music teacher called Mr Gregory.
Monty Python's Life of Brian was required watching for any teenager.
Mr Gwegory had a speech impediment, so all you could hear in his classes was, you wabble of wowdy webels... he cried... we laughed...
horrible little b's we were
 

Like someone on here has previously stated it’s more about your disposable income. I worked out how much I could afford not to be earning and still have some enjoyment in life. Between my partner and I we sit in the bracket between 40 to 45k a year, I work full time she works part time, my mortgage is my main outgoing which is around £225 a month and has about 2 years left (I’m not exactly sure), I have my van and she has her car but we are lucky they are both bought and paid for, I have a week away with my mates in the uk on a van holiday and we have a ten day holiday in September together abroad, she also goes once or twice a year more abroad with some friends and family. There’s only the 2 of us living at home now so nobody depends on us financially, it works for us. To some people that combined wage is a pittance whilst to others it’s a fortune but like I said, we worked out how much we actually need to earn to have a lifestyle we enjoy and how much I was earning yet missing out on home life. It’s about finding what’s right for you I guess.

can't even fathom that. have no idea how mortgages work in the UK but a good portion of our money each month goes to the mortgage, and it's not necessarily better to rent either.
 
can't even fathom that. have no idea how mortgages work in the UK but a good portion of our money each month goes to the mortgage, and it's not necessarily better to rent either.

If he has 2 years left on the mortgage, the house was bought circa 23 years ago. House prices were massively lower back then.
 
If he has 2 years left on the mortgage, the house was bought circa 23 years ago. House prices were massively lower back then.

Still, a huge difference from US costs. We bought our first home ~2002 and it was excessively cheap by US standards. We paid ~$700 monthly, which was less than the rent on our apartment at the time. (And we were fortunate to be able to afford the down payment or we would not have been able to get a mortgage.)
 

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