I think ElGhazi is a better player than the views about him on here. He is an honest player and when playing on the left he is very good at cutting into the centre and creating an opportunity. I think he is a decent squad player but my big fear for Everton is if this is to facilitate the sale of Richy in the summer or even this window. PSG will need to replace Mbappe when he leaves in the summer. I wouldn't be relying on ElGhazi's defending qualities but if he is just a 5 month loan and is only costing the wages and a small loan fee then he isn't the worst player for the squad. The sooner u guys get your new stadium and shift a lot of the deadwood the better. It does appear there is a tight grip on the wallet at the moment. A new fresh manager that likes to play football e.g. Potter and a decent transfer kitty and getting rid of about 8 to 10 players and the future will be rosy which will coincide nicely with the majority of your neighbour's stars entering the twilight of their careers and having lost a yard or 2 of pace.
Good luck for the rest of the season