Hey mate, interesting post, I'd say two things though on what you have us needing, one we won't sign a new left back up - we have the young french? lad returning from loan this summer whose gained a lot of experience and game time this season, also don't see us going out and signing a starting RB and having both Patterson and Coleman in a back up role. Way more likely is we see in pre season if Patterson is ready right now - in which case he becomes the starter, if not then Coleman starts and Patterson spells him with the aim of replacing him this season.
Part of the mess we are in is spending multiple times decent fees for the same starting position (cam being the obvious one) Coleman's on decent money and we paid a decent fee for Patterson - we need to trust him to develop him now.
Overall I don't see any activity in the fullback positions (unless Coleman retires - which I see no hint off yet) also think Lampard will trust Cole to really bring on both Mylenko and Patterson with a full pre season working with them.
Also think Richy will stay, and DCL out the two is much more likely to be the one sold (if either are) but think the club will push hard to try free up money by getting rid of the square pegs first and what it can bring in for craftily structures deals (like the Deli one) loans and such as well.
If we are thinking of FPP given the way amortization works - DCL is more valuable to sell than Richy, also Gray due to a insanely low fee is also very attractive to sell as both entail huge FPP gains.
I'm thinking we will target both clubs that Lampard has contacts with this summer for loans, Chelsea and City. Both have the potential of getting us in a player who'd cost 25-30m for nothing, which given our finances makes sense we focus on this. Often seems we loan at the death as an emergency cover thing, think we need to be proactive and make loans a major priority and early on in the market too. Other clubs do this well.