I’d agree with most of that but it’s generally accepted that the top of League 1 is the STRONGEST it’s been for years. The points per game of the current top 2 is way above last season and the next 9 clubs are above or close to what was needed to get in the 4 team play offs last season . Some of the top clubs, Birmingham is the obvious example , are spending rather than going for loans, others have managed to get successful loans. The best example is Villa’s Louie Barrie at Stockport , 11 goals so far this season, 21,same age as Dobbin but as you said in an earlier post, Dobbin has PL experience which helped his transfer fee so Villa have decisions to make. I think we have to accept that most of our u21s are League1/2 standard and loans won’t make them PL standard, Championship and PL experience does seem to bring in more money when we sell.