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6 + 2 Point Deductions


“The end of the month” is an approximate period of time. To me it could mean anytime in the last week, but there is no precise definition. It can not be later than the last day of the month. “By the end of the month” means “not later than the last day of the month”; it sets a deadline.
The fact it's a leap year this February really makes it a complex discussion
 


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