Yep there are a number of teams who've gone through this in the last few years, which is why they've tightened up the rules first in the EFL and now the EPL to stop people owning clubs who can't afford it. Personally I just want us to finish the stadium, as I feel that's vital for the long term future of the club. I think the most likely scenario is administration, the question being can we stave it off long enough to finish the ground? I suppose the question y, who gets what when we go bust? The training ground, Goodison etc and the new stadium will all go to creditors, but there may be a scenario where Andy Bell and his partners could buy the "club" for very little, and then buy the ground from a lender as well and rebuild from the 3rd division or wherever we end up. I know that sounds terrible to some, but I'd rather be in the 3rd division owned by people who want the best for the club than in the Championship paying all of our money to some legalised loan sharks with no long term prospects.