I totally agree.
The whole house move process has evolved to create employment and earning opportunities to unnecessary middlemen .... the vultures. there's loads of smoke and mirrors designed to make you think they're all necessary.
Spend £150k on a house - and for some reason we accept that tteams of people will need paying. Pay £150k for a car and you just rock up to a sales showroom with a cheque book (not that I've done this). Why is there that difference?
The needlessness of an estate agent ... and the amount they charge £2k to print out a few fliers and answer the phone - hardly a skilled job. The almighty FUSS made by mortgage companies, before they enter into a financial transaction that will obviously benefit them massively, as though they're doing you a huge favour, the implied requirement for surveyors, the implied requirement for solicitors .... all of whom take their own sweet time doing the simplest of jobs, hold up the move - to make it look as though they're really toiling for you - and make the whole move process stressful.
When I sold my last house I avoided all these - I was lucky to be able to sell it to a mate, for cash. I even did my own legalities - which took me around 5 hours of (mainly) research and about 20 minutes to fill in the forms. Hardly worth the £1500 solicitors try and charge. Even the searches they do on our behalf just involve a few queries to publicly available addresses. It was bliss.
When buying my last two houses, I did my own survey ... I have eyes .... and I can see if things look right or not ... it helped that I have a mate in building control who could answer a few queries ... but it's pretty obvious that the survey we have to pay for, for the mortgage company, would result in them NOT lending you any money if the house wasn't fit - so why double up?
What really grips my faecal matter is having to pay tens of thousands to the government after all this, in stamp duty .... simply paying for permission to move house to those who have done the least in the whole moving process. GAAAAAARGH!