Let's see. I don't know your age, but I would hazard a guess you display a living naivety.
Clerk type jobs, filing etc, replaced by computers, check. What about automation in industries, in production? What jobs replaced those lost?
Childcare. As I noted, the changes have happened to people who had steady work, had families on that basis, took mortgages out, built foundations for a future, if everybody held back in fear of unemployment there would only be you left and the 60 million immigrants needed to maintain a country. A very fickle and futile approach to family life.
Paying for education. Do you understand the industry of student loans companies, debt selling, changes of contracts? Exactly the same as the system that brought about the crash of 2008. Then there's the insecurity now of job stability. The trend in pay is downwards so you don't reach the point of completion until retirement age, whenever that may be in the future. The ability to pay is being denied to the poorest, if you would like some further 'education' personally I would suggest you read into the changes in New Orleans post disaster, because that is the coming model.
Cheap stuff and McJobs. We'd all like cheap stuff but I'll give you an example of how cheap stuff works. Children you don't see work 12 hour shifts to make the clthes you wear. Cheap food isn't food, it is detrimental to health. There was a chapter in Toffler's 3rd Wave iirc called the death of permanence, how nothing is made to last, no product is designed for longevity, it is made to be cheap, have a short shelf life and need replacing sooner, which fuels the economy. It also depletes resources quicker. Finite resources. Cheap is only cheap at the point if sale. It still costs a lot but to someone else other than you, someone's life, health and the future wellbeing of the global population. But then they could always save their one dollar a day wage for an education couldn't they?
Sitting around waiting for society. Consumerism. Read about it. It is part ofvthe capitalist model, it creates these people's situation, it needs them to be in that situation, without them it collapses. Understand that, you're on on the way to understanding the system.
Because the system is what there is. You have a role to play, we all have a role to play. There hasvto be layers to support those at the top controlling it. It's a pyramid. It needs people, as you have displayed, to feel safe as long as there are layers below them, supporting them, and it generates your deference to those above.
This system hasn't always been the way. Money hasn't always been in control, it needs to be implemented. If you understood the ancient hierarchical societies they were all mutual familial and community based structures whereby those thst could would look after those that couldn't, children, the old and the sick, until someone thought ' I know I'll put a value on a thing and say it is more valuable than life, then I'll create greed and fear among them. Then I can fet them to work for me'. Thus began capitalism, and it all started with s lazy b'stard who wouldn't pull his weight or care about anyone else but himself. Ironic that isn't it?
There'll be a point in your life when you realise that the best things in life aren't 'things' but life itself and giving a flying one for the life of another, if you can afford it.