Loans are the perfect way for Everton to operate especially with a view to buy. We can't waste money on duds that get bought on a 3-5 year deal.....Everton is a unique club and the culture IMHO means players need to acclimatise...it's all about team and not individual and most players egos struggle with that. If them dirty bunch across the park want to call us Everloan whilst we laugh at a wasted £250M that's fine by me.
Loans also keep the team fresh as it means new faces every season, and the loan players all have to impress to have a chance of a full time deal. With keeping the core of the squad and not selling the star men I'd say we have it bang-on in terms of recruitment given our financial positioning compared to others.
And, as someone said earlier...."loans keeps Stones"