I can see the logic much more from Ipswich’s perspective. They still badly need some real quality and experience to try to stay up, and it’s a gamble he might provide it, if it works they’ve got in a player of a level they could never have got any other way. If it doesn’t work and they go down they have no permanent commitment.
We are in a different place where we have no shortage of PL experienced players and don’t really need to take a gamble on Phillips but for Ipswich it might be worth the punt.
Its very difficult for players who have seemingly made it, won stuff and earnt a transfer to a top club to perform when they are on their way down.
Its probably testament to how secure and safe we as a club will be that we're not panicking into this deal this season.