Saw a conversation that Lampard and Ferdinand were having, and they talked a lot about young players moving up and that when they were young, the first thing that hit them was the standard that was necessary, and they knew they needed to up their game if they were going to make it. They said some lads just can't or don't, but the ones who do benefit from being around experienced professionals.
I'm not saying the loan hasn't had some benefit for Dowell. However saying that there is no benefit to Dowell training with the first team and fighting for a place has no benefits over a loan is just not true.
He's clearly a cut above at Championship level, even Forest fans admit that. So the question I pose is would Dowell be better served training with Wayne Rooney and Gylfi Siggurdson every day and mastering his craft alongside them, or being the best player on a mid-table Championship team? My gut is at this point he'd be better here. At some point you have to challenge the lad. Look at the improvement DCL has made being in the first team. If we'd had a more established striker, he could have easily been a loan candidate, but he's improved leaps and bounds by actually training with top players, and by actually playing. There's no substitute for match time in the Prem. If you think a lad has the ability you have to push the envelope with them. Dowell is 20 not 17.